Privacy Policy

Last Updated: 02/06/2026

AMERICAN LIFE PLANNER LLC (“us”, “we”, or “our”) operates the Verify My Underwriter website (the “Service”). This page explains how we collect, use, and protect personal information when you use our Service, and the choices you have regarding your data. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.

Information Collection and Use

We collect several different types of information for various purposes to provide and improve our Service. All use case categories exclude text messaging originator opt-in data and consent; this information is retained internally and not distributed beyond our business operations. For complete details on how SMS data is handled, please see the SMS/Text Messaging Terms & Consent section below.

Types of Data Collected

Personal Data

While using our Service, we may ask you to provide certain personally identifiable information (“Personal Data”) that can be used to contact or identify you. This may include, but is not limited to:

-Email address
-First and last name
-Phone number
-Address, state, province, ZIP/postal code, and city
-Cookies and usage data

We are committed to protecting your privacy and handling your Personal Data responsibly.

Usage Data

We may also collect information about how the Service is accessed and used (“Usage Data”). This may include your IP address, browser type and version, pages visited, date and time of visits, time spent on pages, unique device identifiers, and other diagnostic data.

Tracking & Cookies Data

We use cookies and similar tracking technologies to monitor activity on our Service and store certain information. Cookies are small files stored on your device that may include an anonymous unique identifier.

You can configure your browser to refuse cookies or notify you when a cookie is being sent. Please note that some parts of the Service may not function properly if cookies are disabled.

Use of Data

AMERICAN LIFE PLANNER LLC uses collected data to:

-Provide and maintain the Service
-Notify users about changes to the Service
-Enable interactive features when chosen by the user
-Provide customer support
-Analyze usage and improve functionality
-Monitor and address technical issues
-Provide news, special offers, and general information about related goods or services only where you have opted in or have not opted out of such communications

SMS/Text Messaging Terms & Consent

Program Name: AMERICAN LIFE PLANNER LLC Messaging Program

Messages You May Receive:
Appointment confirmations and reminders, insurance policy updates and notifications, lead follow-up and status updates, account and service-related alerts, and promotional messages (only with separate explicit consent).

Opt-In:
You consent to receive SMS messages by completing a web form on our website, booking an appointment through our scheduling system, or by texting a designated keyword to our business number.

Message Frequency:
Message frequency may vary. You may receive up to 15 messages per month, depending on your interaction with our Service.

Message & Data Rates:
Standard message and data rates may apply based on your mobile carrier and plan.

Opt-Out:
Reply STOP to any message to unsubscribe from all future SMS messages from AMERICAN LIFE PLANNER LLC. You will receive a single confirmation message confirming your opt-out.

Help:
Reply HELP to any message or contact us at [email protected] for assistance.

Carrier Liability:
Mobile carriers are not liable for delayed or undelivered messages.

No Sharing of SMS Data:
SMS consent, opt-in data, and mobile phone numbers are not shared, sold, rented, or disclosed for marketing or promotional purposes. Sharing with service providers who assist with message delivery and support functions is permitted solely for those purposes.

User Rights

You have the right to access, update, or request deletion of your personal information at any time. You may also withdraw consent for communications or request details about how your data is used. To exercise these rights, please contact us using the information below.

Retention of Data

AMERICAN LIFE PLANNER LLC retains Personal Data only as long as necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, and enforce agreements. Usage Data is generally retained for a shorter period unless required for security, functionality improvements, or legal compliance.

Transfer of Data

Your information may be transferred to and maintained on servers located outside your state, province, country, or other jurisdiction where data protection laws may differ. If you are located outside the United States and provide information to us, you consent to the transfer and processing of your data in the United States. We take reasonable steps to ensure your data is handled securely and in accordance with this Privacy Policy.

Disclosure of Data

We may disclose Personal Data when required to:

-Comply with legal obligations
-Protect and defend the rights or property of AMERICAN LIFE PLANNER LLC
-Prevent or investigate wrongdoing related to the Service
-Protect the safety of users or the public
-Protect against legal liability

Security of Data

We use commercially reasonable safeguards to protect your Personal Data. However, no method of transmission over the internet or electronic storage is completely secure, and absolute security cannot be guaranteed.

Links to Other Sites

Our Service may link to websites or services outside of our control. We recommend reviewing the privacy policies of any such sites. AMERICAN LIFE PLANNER LLC assumes no responsibility for the content, policies, or data practices of those websites or services.

Children’s Privacy

Our Service is not intended for use by anyone under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that such information has been collected without parental consent, we will take steps to remove it promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, and the updated version will be effective upon posting. We encourage you to review this Privacy Policy periodically.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

AMERICAN LIFE PLANNER LLC
Email: [email protected]